The contents of this website feature depictions of the loan application process and are provided solely for explanatory and illustrative purposes only. For instance, a year long $10,000 loan with an 11.99% Annual Percentage Rate (APR) would have 11 scheduled monthly interest payments of $99.92 and a final payment of $10,099.92. There is no down payment required. APRs through the APX Lending platform may vary. The rates for APX products are subject to change and are contingent on the associated borrower risk profile. The use or access of the website or APX Platform does not guarantee the availability of any current and/or future offer, promotion, terms, loan, or return. Additional terms, conditions, requirements, suitability, and screenings, among other restrictions, may apply at the sole discretion of APX Lending, as determined by individual circumstances. APX Lending loans are issued pursuant to private agreements. You should review the representations and warranties described in your loan agreement. Using borrowed money to further finance the purchase of Digital Assets involves greater risk than using cash only. If you borrow money to purchase Digital Assets, it is your responsibility to re pay the loan and pay interest as required by the terms and conditions of your loan even if the value of the Digital Assets purchased declines.

The information, opinions, views, or materials posted on or made available through the APX Lending Platform provided by APX Inc. (together with its subsidiaries and affiliates, “APX”), social media, podcast, or any other medium containing content provided by APX (collectively, the “Materials”) are intended for general information, discussion, or educational purposes only and are not to be construed or relied upon as constituting legal, financial, investment, trading, accounting, tax, estate-planning, or other professional advice or any form of recommendation.

APX is not acting as a broker, intermediary, agent, or advisor and has no fiduciary relationship or obligation to you in connection with your activities on the APX Platform. Digital assets are highly speculative, and the market is largely unregulated. You are encouraged to conduct your own research and due diligence and to consult your financial, tax or legal advisors before making any investment decisions. Any reliance on the Materials is done at your own discretion and risk. You are solely responsible for all outcomes that result from such decisions. The Materials are not intended to be relied upon as a forecast or as research or investment advice and are not a recommendation, offer, solicitation, or endorsement to buy or sell any digital assets or to adopt any investment strategy in any jurisdiction. The Materials are not directed to, and are not intended for distribution to, or use by, any person or entity in any jurisdiction where such distribution, publication, availability or use would be contrary to applicable laws or that would subject APX to any registration or licensing requirement.

This website may include information from third-party sources or provide links to third-party websites. We do not warrant, endorse, or guarantee the accuracy, reliability, completeness, or currency of any third-party information or external websites linked from this Platform. Your access or use of any such third-party services is at your own risk and APX will have no liability for any access or use of such services.

The information, views and opinions in the Materials have been obtained from sources that we believe to be reliable as of the date of publication. However, we do not represent or warrant that such information is accurate or complete. The Materials are provided “as is” and APX expressly disclaims all liability and all warranties of accuracy, completeness, merchantability or fitness for a particular purpose with respect to the Materials.

Borrowing against collateral entails risk and may not be appropriate for your needs. In the event of APX’s bankruptcy, insolvency, or other inability to repay its obligations, the cryptocurrency provided as collateral for a loan may not be recoverable and borrower claims against APX for the return of cryptocurrency provided to APX as collateral for borrower loans could be treated as general unsecured claims with respect to the return of such collateral.  Digital currency is not officially recognized as legal tender, lacks endorsement by any Canadian or United States governmental entity. Accounts with APX are not protected by the Canadian Investor Protection Fund, the Canadian Deposit Insurance Corporation, Securities Investor Protection Corporation or any other investor protection insurance scheme nor afforded protections under the Federal Deposit Insurance Corporation (FDIC) or the Securities Investor Protection Corporation (SIPC) in the United States.