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Operate under a clear framework with CSA Exemptive Relief in Canada, and U.S. AML/KYC coverage. APX is FINTRAC and FinCEN registered and SOC 2 attested.
Custody assurance.
Assets held in segregated BitGo cold storage with up to $250M insurance and real-time on-chain visibility for your team and regulators.
Speed and costs.
Hit the market in weeks. APIs, hosted flows under your domain, and fully white-label UI slash build time and risk for you and your team.
Dedicated, segregated architecture.
No co-mingling. Our lending stack is isolated end-to-end with role-based visibility for every team.
Revenue share, spread, or hybrid—align to your capital and control.
Revenue share: You distribute, we provide rails and/or capital and share economics per funded loan.
Spread model: Bring your own balance sheet and leverage APX as your risk, custody, and ops stack.
Hybrid: Mix rails and partner capital for specific user cohorts or geos.
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