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APX Lending: Unlocking the promise and potential of digital assets
Bitcoin isn’t a trend. It’s the foundation for the next financial era. But it won’t reach its full potential until crypto platforms operate at the same level of trust as traditional institutions. APX Lending is built to close that gap—combining regulatory oversight, transparency, and technology to make crypto ready for everyone.
APX Lending
Our mission
To accelerate crypto adoption through trust, transparency, and regulatory excellence.
We’re not chasing hype—we’re building the rails for the next financial era. APX Lending bridges the gap between digital assets and traditional finance by partnering with regulators to ensure every transaction, custody process, and client experience is as secure and reliable as traditional banking.
Our trust stack
Compliance isn't red tape. It's the foundation of adoption.
The future of digital assets depends on how seriously we take compliance. With CSA exemptive relief in Canada and registration with both FINTRAC and FinCEN, APX Lending gives institutions and individuals the confidence to participate safely in crypto lending.
Protecting users through strong frameworks (AML, SOC 2, and insured custody) isn’t optional; it’s essential to unlocking the potential of blockchain technology in modern finance and driving real-world mass-adoption.
A crypto lender built like a financial institution
Real audits. Real custody. Real accountability.
Transparency
No comingling of borrower collateral, it is visible on-chain 24/7.
Security
$250M insured BitGo custody, SOC 2 audited processes and systems.
Integrity
We never rehypothecate, pool, or re-lend client collateral.
Regulatory leadership
The first and only CSA-approved crypto-backed lender in Canada.
Laying the groundwork for the next chapter in digital assets
APX Lending was founded in 2022 by Andrei Poliakov, a Canadian crypto pioneer who helped shape the country’s regulatory framework for digital assets as the co-founder of Coinberry—one of Canada’s first regulated crypto trading platforms.
After working with regulators, banks, and policymakers, Andrei saw the gap: crypto-backed lending was in dire need of compliant infrastructure. APX Lending was built to close that gap—combining transparent custody, strong compliance, and real consumer protection to make crypto lending credible at a global scale.
People don’t adopt what they don’t trust. Our job is to build the trust infrastructure that brings crypto into the mainstream. — Andrei Poliakov, CEO & Co-Founder
Trusted custody. Transparent lending.
Crypto-backed lending at a glance
90%
A significant portion of crypto assets are currently sitting idle and not being actively traded in the market. This situation presents an opportunity for investors to explore potential gains by engaging with these assets.
Over $2.8 trillion
In the world of cryptocurrency, certain assets are not frequently traded on exchanges. However, these underutilized cryptocurrencies can serve a valuable purpose as collateral for securing loans. By leveraging these assets, borrowers can access funds while still holding onto their investments.
Less than $100B
Currently, borrowing is taking place across a wide range of decentralized finance (DeFi) and centralized finance (CeFi) lending platforms and protocols, highlighting the growing interest and activity in these financial ecosystems.
Over 2000%
The growth of crypto-backed lending is anticipated to increase significantly over the next few years, driven by growing prices of Bitcoin, Ethereum and other crypto currencies and a rising interest in digital assets among investors.
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