Toronto, May 13, 2025 – APX Lending is proud to announce a strategic integration with Balance, a trusted provider of qualified digital asset custody in Canada and the United States. This partnership allows institutional clients to access CAD-denominated, overcollateralized loans directly from their custody accounts, without moving assets or compromising on security.
Balance clients with BTC and ETH held in cold storage can now access capital through APX Lending, a digital asset-backed lender operating under exemptive relief granted by the Canadian Securities Administrators (CSA). Loans are fully funded in fiat, collateral remains non-rehypothecated, and borrower ownership is maintained throughout.
What This Integration Delivers
Institutions using Balance can now access the same trusted APX Lending product suite that has already served clients in Canada and across 30 U.S. states. The integration means:
- Direct Lending Access: Loans are initiated directly from custody without asset transfers.
- Fast Funding: Capital can be received in under 24 hours after collateral confirmation.
- CSA-Recognized Lending: APX Lending is the only CSA-recognized provider of its kind in Canada.
- Regulatory Alignment: FINTRAC and FinCEN registration, SOC 2 compliance.
- Full Transparency: Collateral is held in segregated, offline storage and is viewable on-chain by borrowers at all times.
- Flexible Loan Terms: Borrowers may repay, extend, or top-up loans as needed.
A Shared Commitment to Infrastructure-First Innovation
“Institutional clients have asked for compliant ways to unlock liquidity without leaving qualified custody,” said George Bordianu, CEO of Balance. “This integration with APX Lending adds a powerful option to their toolkit, without compromising on regulatory compliance or asset security.”
“We’ve long admired Balance’s focus on qualified custody and infrastructure that meets institutional standards,” said Andrei Poliakov, CEO of APX Lending. “This partnership gives institutional borrowers the confidence that their assets remain secure, segregated, and visible throughout the loan lifecycle.”
This integration reflects the shared vision between APX Lending and Balance: to expand access to capital markets while maintaining the highest levels of compliance, transparency, and operational integrity.
Explore Lending with APX Through Balance
If you’re a Balance client interested in digital asset-backed lending, speak to your account manager or learn more by visiting balance.ca.
https://blog.balance.ca/balance-integrates-apx-lending-for-institutional-lending-access-14cf21ffbc42
APX Lending is a crypto-backed lender operating in the US, Canada, and globally. APX Lending does not offer financial or tax advice. We strongly encourage you to consult with a certified financial or tax professional for guidance on any related inquiries you may have.
