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About APX Lending 

APX Lending is a leading compliant crypto-backed lending platform that bridges the gap between traditional finance and the crypto industry. Our mission is to build safe, secure and compliant products and services that facilitate the mass adoption of crypto and allow our clients to maximize the financial potential of their digital assets while securing their long-term wealth potential. 

About APX Lending :

First and only crypto-backed lender with CSA Exemptive Relief

Member of the Canadian Lenders Association

Registered with FINTRAC (Canada) and FinCEN (US) 

SOC 2 compliant

Our Story

In early 2023, we set out to build APX Lending driven by our previous success running one of the first and largest licensed crypto trading platforms in Canada - Coinberry. Seeing a lack of secure, compliant crypto-backed lending platforms we could use ourselves we committed to setting a new standard for safety, security, and compliance in crypto-backed lending.  

Our Commitment to Compliance 

Our team has over a decade of experience building fully compliant crypto businesses and remains unwavering in our commitment to meeting all licensing, registration, and compliance requirements in every jurisdiction where we operate. This dedication to compliance sets APX Lending apart in an industry where many fall short. Learn more about our compliance status here.

Integrity

At APX Lending, our commitment to integrity is a core value that guides us in delivering financial solutions that meet the unique needs of our clients around the world. With a deep understanding of the crypto market and a customer-first approach, we offer access to opportunities that others can’t provide. We operate with the highest standards of transparency, honesty, and professionalism in all our dealings with clients, partners, and employees. 

Safety and Security

Safety and security are key principles at APX Lending. Unless otherwise indicated, all client funds are held in segregated cold-storage wallets with BitGo, a leading crypto custodian offering over $250M of insurance. Furthermore, all crypto funds are moved using Fireblocks, which offers a further $35M of insurance coverage. APX Lending only accepts reputable digital assets for collateralization and adheres to stringent SOC 2 policies and procedures and data encryption for the safety and security of our clients’ collateral and the health of our business. To further protect our clients, we have acquired a Financial Institution Bond which offers insurance to our borrowers for any cases of internal fraud or theft. See How We Ensure The Security of Your Assets here.

Innovation

Innovation is at the core of the crypto industry and of APX Lending. As entrepreneurs and engineers ourselves, we’re committed to building products that empower our clients while remaining safe and secure—products we use ourselves. APX Lending offers a range of crypto backed loans, including personal and business loans as well as white label solutions for financial institutions. Our loans are secure, competitive, and flexible, with low interest rates, no origination fees, and customizable terms. Our platform is continuously evolving, and we’re excited by the limitless opportunities ahead for crypto in North America and beyond. Explore Our Loan Options here.

Blockchain technology will continue to reshape the financial industry, transforming how we interact financially as a society. However, mass adoption of blockchain-based financial products depends on building businesses and solutions that prioritize compliance, security, simplicity, and transparency. Recent industry events have only reinforced this belief.

At APX Lending, we are committed to building a global financial institution that delivers leading blockchain-based lending products—rooted in integrity, innovation, and compliance.

- Andrei Poliakov

CEO & Founder - Andrei Poliakov

Andrei is a Canadian blockchain entrepreneur and in 2022 was named one of 50 Most Influential Canadians in Crypto and Blockchain. In 2017 Andrei co-founded Coinberry – one of Canada's largest regulated digital asset trading platforms. In 2022, Coinberry was acquired by Wonderfi Technologies (TSX: WNDR). In 2023 he founded APX Lending, a leading compliant global crypto-backed lending platform.

With an MBA from the Schulich School of Business, an Engineering degree from the University of Toronto and +15 years of technical implementation and strategic development experience - Andrei helps others understand trends, gain technical insights, and overcome common misunderstandings about the blockchain industry. Andrei believes in pushing the boundaries of the status quo and is passionate about fueling blockchain adoption through education.
‍
www.andreipoliakov.com

The APX Timeline and Roadmap 

2023.

APX Platform Launched. 
Registered with FINTRAC (CAN) and FinCEN (US). 
Raised pre-seed round (Techstars, Day One Ventures, Abed Fund).

2024.

Passed Financial Audit.
Passed SOC 2 Type 1 Audit. 
Secured Loan facilities in Canada and the US.
Applied for crypto-backed lending license in Canada.

2025.

First crypto-backed lender in Canada with CSA Exemptive Relief.
Deployment of Canadian Loan Book. 
Continue expansion into US. 
Launch in Australia and New Zealand Q3 2025.

Crypto-backed lending at a Glance 

Over 90% of crypto assets currently sit idle – nearly $2 trillion in Bitcoin alone and could be used as collateral for loans, by far the fastest growing collateral asset class globally.

90%

of crypto assets are currently not being actively traded .

Over
‍$2.8 trillion

in crypto is not actively traded and could be utilized as collateral for loans.

LESS THEN
$100B

is being borrowed across all DeFi and CeFi lending platforms and protocols at the moment .

OVER
2000%

growth is expected in crypto-backed lending over the next several years.

Leading Industry Partners

Leading Investors

Ready to Get Started?

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Accounts with APX Inc. are not protected by the Canadian Investor Protection Fund (CIPF), Canadian Deposit Insurance Corporation (CDIC), Securities Investor Protection Corporation (SIPC), or the Federal Deposit Insurance Corporation (FDIC). Content made available through the APX Platform, including social media, podcasts, and other materials, is for general informational and educational purposes only and should not be considered legal, financial, investment, or other professional advice. For information on how to submit a complaint, please visit our Complaints page. For more information, see our Terms and Conditions .

About APX Lending

Our Story